Painting of Dad in his plaid shirt among his horses

Edgar Family Care Plan

For Dad, and for Mom. Everything we have learned and everything that needs doing, in one place. Open any section below; nothing needs to be read all at once.

Kept current by Sam. Send him anything to add or change. Last updated August 13, 2026.

Dad was diagnosed with Lewy body dementia this year. It is a hard road, but it is one many families have walked, and there is real help available: medical, financial, and practical, much of it earned through his Air Force years.

This page is how the ten of us stay organized so Mom never has to carry any of it alone.

If we only do three things this month

Start Dad's VA claim. Because he served in Vietnam, the VA presumes his movement symptoms are service-connected. One free form (a 10-minute call to 800-827-1000) starts the clock on benefits that can pay for his care and support Mom for life. Details in the VA section.

Get the legal papers signed while Dad still can. Power of attorney, health care directive, HIPAA forms. On his good days this is straightforward. If we wait too long, it becomes a court process. Details in Paperwork and money.

Learn the medication rule, just below. It is the one piece of this that can matter in an emergency, and it takes two minutes.

The one rule everyone needs to know

Common antipsychotic drugs, the kind ERs often give confused older patients, can cause severe and sometimes permanent harm to people with Lewy body dementia. If Dad is ever in an ER or hospital, say this to every doctor and nurse, every shift:

"He has Lewy body dementia. No antipsychotics. He has severe neuroleptic sensitivity."

Print the free wallet card at lbda.org for Dad's wallet, Mom's purse, and the car.

The full list of drugs to avoid

Never without an LBD specialist involved: haloperidol (Haldol), olanzapine (Zyprexa), risperidone (Risperdal), aripiprazole (Abilify), and any other typical antipsychotic.

Also avoid, they worsen confusion: Benadryl (diphenhydramine, including "PM" pain meds and most OTC sleep aids), oxybutynin and similar bladder drugs, older antidepressants (amitriptyline, nortriptyline), metoclopramide (Reglan), and long-acting anxiety meds like Valium or Xanax.

What tends to help instead: rivastigmine (Exelon patch) or donepezil for thinking and hallucinations, melatonin for rough nights, and careful low-dose options a specialist can guide. A pharmacist can review Dad's current list against all of this in one visit; that errand is on the to-do list.

The one-page ER sheet to make and carry

A single page handed to hospital staff prevents most medication mistakes. It should say: his diagnosis and doctor, the warning above in bold, his current medications, what "normal for Dad" looks like right now, and who to call (Mom plus two of us). Keep copies in the car and a photo on every phone.

If he is admitted, one of us stays with him as much as the hospital allows. Hospitals are disorienting for LBD patients, and a familiar face plus a reminder at every shift change makes a real difference.

About Dad's illness

What Lewy body dementia is and what to expect
›

Lewy body dementia (LBD) is the second most common dementia. It affects thinking, movement, sleep, and mood together, which is why it looks different from the memory-first Alzheimer's most people picture.

The main things to understand

  • Good days and bad days are part of it. Dad can be completely himself in the morning and foggy by evening. On good days he may honestly believe nothing is wrong. This swing is the disease, and it is normal for LBD.
  • The stubbornness and flare-ups are symptoms. The illness wears down judgment and flexibility before anything else. It is not him choosing to be difficult, and it is not anyone failing him.
  • He may see things that are not there. Vivid, detailed, usually people or animals. If they do not upset him, they do not need treating, and arguing about them never helps.
  • Movement gets harder. Stiffness, smaller steps, a softer voice, more effort to get out of chairs. Falls become the main physical risk, which is why home safety is on the to-do list.
  • Nights can be active. Many LBD patients physically act out dreams: kicking, shouting, swinging. If this is happening, Mom should not be within arm's reach at night until it is treated, and it usually treats well. Worth raising with his doctor soon.
  • Standing up fast can drop his blood pressure. Teach him to rise in stages: sit, pause, stand. Dizzy spells and faints often trace to this.
The honest outlook, for whoever wants it

People typically live 4 to 7 years after an LBD diagnosis, though the range is wide in both directions and no one can predict an individual's path. What matters most day to day is comfort, safety, and good specialist care, and what matters most long-term is being prepared early, which is exactly what this plan is for. The later-stage sections lower on this page cover the harder decisions, for when they are needed and not before.

Getting him the right doctor

Most family doctors see very little LBD. A neurologist who knows it well makes a real difference, both for the right medications and for avoiding the wrong ones. The Cedar City hospital has a neurology clinic (435-868-5800), St. George has neurologists who see dementia regularly (435-251-1000), and the University of Utah's Cognitive Disorders Clinic in Salt Lake (801-585-7575) is the strongest option for a full workup; they offer telehealth.

Our to-do list

Claim an item in the group chat; Sam adds names here
›

Every task opens with See the steps: a full walkthrough for whoever takes it on, with the numbers to call and what to say. Checkmarks save on your own device only, so the group chat stays the source of truth for who owns what.

This month

See the steps
  1. Have ready: Dad's Social Security number, date of birth, and address.
  2. Call the VA at 800-827-1000 (weekdays; mid-morning midweek has the shortest waits). Say: "I'd like to record an intent to file for disability compensation for my father." Have Dad nearby to give his okay if they ask for him.
  3. Prefer online? Sign in at va.gov as Dad (Login.gov or ID.me) and start the disability application; saving it records the same protected date.
  4. Write down the confirmation number and date. Binder, plus a note on this page.

Why this is task one: every month between this date and approval becomes back pay at the awarded rate. Filing it before the claim is ready costs nothing and loses nothing.

See the steps
  1. Check the house first: Dad's files, the safe, wherever the military papers live. Ask Dad on a good morning; he may know exactly.
  2. Check the Iron County Recorder's office; many veterans recorded their DD-214 there after retiring.
  3. Not found? Request it free at vetrecs.archives.gov (the National Archives) or milconnect.dmdc.osd.mil. Dad signs the request.
  4. While requesting, ask for his full personnel file too; it documents the Vietnam locations and strengthens the claim.
  5. Scan into the binder and keep two paper copies; the VA, DFAS, and funeral honors all ask for it.

Done when: a copy is in the binder and every sibling knows where.

See the steps
  1. Call 801-326-2372 and say: "My father is a Vietnam veteran in Enoch with Lewy body dementia. We want help filing an Agent Orange presumptive claim for parkinsonism. Which service officer covers Iron County?"
  2. Book the soonest slot; ask about video if travel is hard. Long wait? DAV (801-326-2375) and the American Legion (801-326-2380) file claims too; any accredited officer works.
  3. Bring: DD-214 (or note it's on order), the diagnosis paperwork, his medication list, both parents' IDs, and the marriage certificate.
  4. Ask three things at the appointment: file the parkinsonism claim as an Agent Orange presumptive; exactly what the neurologist's letter should say; and when to add Aid and Attendance.

Rule of thumb: this help is always free. Anyone charging money to "get VA benefits" is running a scam.

See the steps
  1. Download and print several cards from lbda.org/lbd-medical-alert-wallet-card. Laminate, or tape to cardstock.
  2. One in Dad's wallet, one in Mom's purse, one in each glovebox.
  3. Type the one-page ER sheet using the outline in the medication rule section: big font, the warning in bold at the top.
  4. Put a photo of the finished sheet in the group chat so it lives on every phone.

Done when: Mom can hand the sheet to a paramedic without searching for it.

See the steps
  1. Get two or three names: naela.org's find-a-lawyer for Utah, plus ask the Area Agency on Aging (435-673-3548) which firms Iron County families use. St. George has several.
  2. Call each and ask: flat fee for power of attorney + health directive + HIPAA + will review? Do they handle Medicaid planning and veterans? Video or a house call to Enoch?
  3. Book a morning; mornings are usually Dad's best hours.
  4. Before the visit, pull together the deed, an account list, and any existing will or POA.

Tell them about the LBD swings. Good elder law attorneys schedule signing flexibly and note his clear capacity that day, which protects the documents from ever being questioned.

See the steps
  1. Put every bottle in the house in one bag: prescriptions, vitamins, sleep aids, allergy and cold medicine.
  2. Take it to his pharmacy: "Please review these for a Lewy body dementia patient, flagging anticholinergics and antipsychotics." Ask if Medicare covers a full review; many plans do annually.
  3. Get a printed list of what he takes and what got flagged; send it to his doctor and update the ER sheet to match.

Watch for on labels: diphenhydramine (Benadryl, ZzzQuil, anything "PM") and oxybutynin. Both are on the avoid list.

See the steps
  1. Have Dad's Social Security number, date of birth, and address.
  2. Freeze at all three, about 20 minutes each: Equifax 800-685-1111 (equifax.com), Experian 888-397-3742 (experian.com/freeze), TransUnion 888-909-8872 (transunion.com/credit-freeze).
  3. Save the PINs and logins in the family password store.
  4. Do Mom's three freezes too while everything is out.

Nothing about daily life changes: a freeze blocks new accounts, not their existing cards, and lifting one later takes minutes.

See the steps
  1. Mom calls DFAS at 800-321-1080 with Dad nearby (they may want his okay). Have his Social Security number.
  2. Ask in order: Is Survivor Benefit Plan coverage in place, and at what base amount? Can they mail a current Retiree Account Statement? What power of attorney format does DFAS accept, so the attorney drafts to match?
  3. Set up or reset his myPay online account during the call and store the login.

Why it matters: whether SBP was elected at retirement is the single biggest factor in Mom's income later, and we want the answer in writing this month.

Next few months

See the steps
  1. Confirm the pieces: the DD-214 showing Vietnam service, and a neurologist letter naming the parkinsonian symptoms in his Lewy body dementia (slowness, stiffness, tremor, walking changes). The VSO will say exactly what wording they want.
  2. The VSO files Form 21-526EZ, listing parkinsonism as presumptive from herbicide exposure. Keep copies of everything submitted.
  3. The VA will schedule an exam (a "C&P exam"). A sibling takes Dad, bringing the med list and a one-page symptom summary. Describe his worst days, not his best; LBD fluctuates and the examiner sees one hour.
  4. Track status on va.gov or through the VSO. Months is normal, and back pay runs from the intent-to-file date, so slow is still paid.

If it comes back denied or rated low: that is common and very appealable. Ask the VSO for a higher-level review or supplemental claim; many Agent Orange claims win on the second pass.

See the steps
  1. Apply by phone at 877-222-8387 or at va.gov/health-care/apply, with the DD-214 handy.
  2. Once enrolled, book at the St. George VA clinic, tell them the diagnosis, and ask for a Geriatrics and Extended Care referral by name: "Home Based Primary Care, home health aide hours, and respite care."
  3. Ask whether Veteran-Directed Care operates locally; it gives the family a budget to hire help directly.

Nothing is lost by enrolling: VA care stacks with TRICARE and Medicare, and the respite alone (up to 30 days a year) is worth the paperwork.

See the steps
  1. Have his current doctor fax a referral to the University of Utah Cognitive Disorders Clinic (fax 801-585-2746), then call 801-585-7575 to confirm it arrived and take the first opening, including telehealth.
  2. Use Cedar City neurology (435-868-5800) for nearer routine care between specialist visits.
  3. Bring to the first visit: the med list and a short timeline of when the memory changes, hallucinations, sleep thrashing, and falls each started.
  4. Ask for: a medication plan, a copy of the visit note for the VA claim, and the parkinsonism letter the VSO requested.

Bring video. Short, respectful phone clips of the concerning moments show the specialist what a clinic hour hides.

See the steps
  1. Schedule the signing for a morning and keep it movable in case a better day is needed.
  2. Sign: durable financial power of attorney, Utah advance health care directive (one witness who is not family or an heir), HIPAA releases, and any will updates.
  3. The same week, send copies to DFAS, each bank, and his doctors. Scan everything into the binder.

Done when: every institution has confirmed the POA is on file, not just received it. Banks are the usual stragglers; call and check.

See the steps
  1. Call 435-673-3548: "My mother cares for my father with dementia in Enoch. We'd like to enroll in the caregiver support program and ask about respite help and the Aging Waiver."
  2. Ask for all four: the caregiver program (up to $1,500 a year), a case manager, Meals on Wheels if they'd use it, and the Medicaid Aging Waiver screening. The waitlist rewards early names.
  3. Write the case manager's name and number in a note on this page.

This office is the local hub. When in doubt about anything local, ask them first, politely and repeatedly.

See the steps
  1. Walk the house room by room: remove or tape rugs, clear cords from walk paths, tighten stair rails, add grab bars and a non-slip mat in the bathroom, nightlights along the bed-to-bathroom route, motion lights at stairs.
  2. Ask his doctor to order an occupational therapy home evaluation; Medicare usually covers it, and the OT's list becomes the shopping list.
  3. Visiting siblings are the installation crew. Receipts in the binder.

The goal is beating the first bad fall, not reacting to it. Falls are the main physical risk in LBD.

See the steps
  1. The one or two of us Dad trusts most raise it privately and simply: "We're going to store these safely. They're still yours."
  2. Pick what fits: transfer to a son or daughter, a range locker, or police safekeeping.
  3. Do it the same week it's agreed; ammunition stored separately in the meantime.

If he resists, let his doctor make it medical advice at the next visit instead of a family argument. The free guide at sites.wustl.edu/sid helps think the options through.

See the steps
  1. Ask the neurologist to own the driving conversation at the next visit, so the message is medical, not personal.
  2. Request an occupational therapy driving evaluation as the neutral test; the doctor refers.
  3. Meanwhile, narrow gently: daylight only, local only, someone riding along.
  4. Build the ride schedule now, so his errands and church don't disappear with the keys. If he drives against medical advice, manage the keys and car quietly.

No sibling plays enforcer. The doctor delivers the verdict; we deliver the rides.

See the steps
  1. Complete VA Form 40-10007 at va.gov/burials-memorials/pre-need-eligibility, attaching the DD-214, or call 800-535-1117 for help.
  2. Talk with Dad and Mom about preference: the Utah Veterans Cemetery in Bluffdale (801-254-9036), or a Cedar City cemetery with military honors brought to it. The answer goes in his letter of instruction.
  3. File the VA approval letter in the binder when it arrives.
See the steps
  1. Sit with Dad at his computer and log into the website admin, the hosting account, and the domain registrar. Record each login in the password store.
  2. Take a full backup (the host's backup tool plus an export of the site content) and save it in two places.
  3. Move the domain and hosting onto autopay with a family card; set renewal reminders a month early. Same pass for his email and photos.

Done when: the site could be restored from our backup even if the host vanished tomorrow.

See the steps
  1. Two or three short sessions, one topic each: where things are; what he wants for his funeral; keepsakes and words for people.
  2. Write it plainly, read it back to him, and have him sign and date it. It is not a legal document and does not need to be.
  3. Original in the binder; Mom knows where.

If he's comfortable, record the conversations. The recordings themselves will matter someday.

See the steps
  1. One big three-ring binder with tabs: Identity and military, Medical, VA, Money, Legal, House, Passwords, Contacts.
  2. Fill it with what exists today; every completed task on this page feeds it.
  3. Scan the contents into a private shared folder for the ten of us, and keep both current.

Done when: any "where is...?" question has the same answer: the binder.

Ongoing and later

See the steps
  1. One sibling owns a shared calendar for Mom and Dad.
  2. Build the recurring grid: a daily check-in call that rotates weekly, weekly in-person visits from whoever is local, at least one overnight a month, and out-of-towners covering video calls and funded help.
  3. Review it at the monthly family call and whenever Mom's load changes.

Scheduled beats offered. "Call if you need anything" produces silence; a calendar produces rest.

See the steps
  1. Call the Ivins veterans home (435-634-5220): ask for a tour, the current waitlist, and what paperwork opens a file (the DD-214 again).
  2. Tour two local memory care options: Our House (435-867-0055) and Brookdale (435-200-1132).
  3. Ask each the same four questions: night staffing ratio; Lewy body experience specifically, not just "dementia"; how they handle hallucinations without antipsychotics; base cost and what raises it.
  4. Impressions go in the notes on this page while they're fresh.
See the steps
  1. When the rating letter arrives at 70% or higher, Mom applies at caregiver.va.gov or by calling 855-260-3274. The application is joint, her and Dad.
  2. Expect a home assessment and short training; then the monthly stipend begins, plus respite hours through the program.
  3. If it's denied at first, appeal with more detail about the daily hands-on care; second applications succeed often.

This is the single biggest ongoing support for Mom: real monthly money for care she already gives.

See the steps
  1. At any regular visit, say: "We'd like a palliative care referral, for symptom management and family support alongside his current care."
  2. Intermountain runs palliative teams reachable from Cedar City; the clinic routes it.
  3. They help with comfort, medication balance, and, much later, the timing of hospice. Accepting them early changes nothing else about his care.
See the steps
  1. When his doctor agrees the time is right (usually mid-to-late stage), complete the order together with the physician; the form is at ucoa.utah.edu.
  2. Copies go on the fridge (where EMS looks), in the binder, and noted on the ER sheet.

Unlike the directive, this is a medical order: EMS and hospitals follow it directly, which is exactly its point.

See the steps
  1. Watch for the triggers: coughing or throat-clearing at meals, a wet-sounding voice after drinking, food held in his cheeks, weight loss.
  2. At the first sign, ask his doctor for a speech-language pathology swallowing evaluation; Cedar City Hospital performs these.
  3. Follow the food-texture guidance, and add thorough tooth-brushing twice a day; a clean mouth sharply cuts pneumonia risk.

Why this one is non-negotiable: swallowing trouble leading to pneumonia is the most common serious complication in late LBD. Acting on the first sign is how families stay ahead of it.

Dad's Air Force benefits

The claim, what it unlocks, and who helps for free
›

Dad's 25 years of service come with more than his pension, and the most valuable pieces are exactly the ones LBD families need. His TRICARE For Life and Medicare cover doctors and hospitals well, but not the years of daily hands-on care dementia eventually requires. The VA path below is how that gap gets closed.

The claim: why it should be approved

The VA presumes anyone who served in Vietnam was exposed to Agent Orange, and it presumes parkinsonism (the movement part of Dad's condition) was caused by it. No proving, no arguing; it needs his service record showing Vietnam, his diagnosis, and a doctor's letter describing the movement symptoms.

  1. File the intent to file (Form 21-0966): 10 minutes, free, locks in the date so back pay accrues.
  2. Gather the DD-214 and a neurologist letter.
  3. File the full claim (Form 21-526EZ) with a free accredited Veterans Service Officer. They do this every day.

Never pay anyone to help with a VA claim. Real help is free (numbers below); paid "benefit consultants" who call or advertise are a known scam.

What an approved claim unlocks
  • Monthly tax-free compensation for Dad.
  • At a 70%+ rating: the VA caregiver program, which pays Mom a monthly stipend for the care she already gives, plus training and respite time.
  • At a 70%+ rating: free care at Utah's veterans homes, including the one in Ivins, about 40 minutes away, with a dedicated memory care wing.
  • Aid and Attendance add-ons as his needs grow.
  • For Mom, later: if his passing is tied to the service-connected condition, she receives about $1,700 a month, tax-free, for life, on top of any Survivor Benefit Plan payments.
VA health care: worth enrolling now

Enrolling (877-222-8387) does not change his TRICARE or Medicare; it adds services they do not have: home health aides, a medical team that can visit the house, adult day care where available, and up to 30 days a year of respite care so Mom can rest. The nearest VA clinic is in St. George; Salt Lake City has the main VA hospital.

The veterans homes

Utah runs veterans homes with memory care, and spouses of veterans are eligible too. The closest is the Southern Utah Veterans Home in Ivins (435-634-5220), with a 24-bed memory care wing. At a 70%+ rating Dad's care there is fully paid. Touring early and getting on the list costs nothing and commits us to nothing.

Burial honors, settled ahead of time

Dad is entitled to full military funeral honors, a national or state veterans cemetery (Bluffdale: 801-254-9036), headstone, and flag, at no cost. Filing the pre-need form (40-10007, or call 800-535-1117) now means none of it has to be figured out during a hard week.

Free claim help
WhoPhone
Utah Dept of Veterans & Military Affairs (routes to the local VSO)801-326-2372
DAV Utah801-326-2375
American Legion Utah801-326-2380
VFW Utah801-326-2385

Help near Mom and Dad

Local agencies, doctors, home care, and facilities
›

Mom and Dad are in Enoch, so everything here is Cedar City / Iron County based. One heads-up: the county currently has no dementia day program, so daytime breaks for Mom come from in-home help, VA hours, and us.

Cedar City / Enoch contacts
  • Area Agency on Aging (caregiver funds, case management): 435-673-3548
  • Cedar City Senior Center and Meals on Wheels: 435-586-0832
  • Cedar City Hospital (ER, neurology clinic): 435-868-5800
  • St. George neurologists (see dementia regularly): 435-251-1000
  • Home care with dementia training: Visiting Angels 435-657-0888; also Intermountain Homecare, Senior Helpers, Zion's Way
  • Memory care to tour: Our House 435-867-0055, Brookdale 435-200-1132, BeeHive Homes 435-867-1565, and the veterans home in Ivins 435-634-5220
Statewide, either way
  • University of Utah Cognitive Disorders Clinic (best-in-state workup, telehealth): 801-585-7575
  • Utah Aging Services (free dementia care consultations): 877-424-4640
  • 211 Utah (dial 211) for anything not listed here
  • The ward: Relief Society and elders quorum will help with meals, visits, and sitting with Dad. Making sure they know what is going on, and what actually helps, is worth one conversation.

Day to day with Dad

What works when he digs in, plus driving, guns, and nights
›

The short version: arguing facts with him does not work anymore, and it is not a battle he is choosing. What works is responding to the feeling, offering choices he controls, and saving the firm line for true safety issues.

WhenSkipTry
He sees something that is not there"There's nobody there.""Tell me what you're seeing." If it doesn't scare him, let it be.
He refuses a shower"You have to.""After breakfast, or tonight?" Warm room, no rushing, his pick.
He insists on something that is not soCorrecting himAnswer the feeling underneath, then change the subject together.
He digs inA standoffTwo options, both fine with us. Save the firm no for safety.

When agitation spikes suddenly, think body first: pain, constipation, a urinary infection, hunger, or bad sleep cause a huge share of rough days in LBD. A sharp change is a call to the doctor before it is anything else.

  • Keep him in charge of real things sized to the day: the grill, the toolbox, anything technical. Ask his advice and mean it.
  • Routine and light are his friends: regular times, bright rooms, fewer shadows in the evening.
  • Same respect as always, from us and from any aide we hire. He is Scott, or Major Edgar. No baby talk, ever.
Driving

Let the neurologist deliver the medical call so it is not a family fight, and ask for an occupational therapy driving evaluation as the neutral referee. Ease it down in stages (daylight and local first), and have his rides already scheduled by us so losing the keys does not mean losing his life outside the house.

If there are guns in the house

With hallucinations and confusion in the picture, firearms need to live somewhere else. The framing that keeps his dignity: they are still his, we are storing them safely. Options: transfer to one of us, a range locker, or police safekeeping. Doing it early and together beats doing it after a scare.

Rough nights

If Dad kicks, shouts, or swings in his sleep, he is acting out dreams, a common LBD symptom he will not remember. Until it is treated (it usually responds well to melatonin, sometimes with one other medication), Mom should sleep out of arm's reach. Separate beds for a while is a medical precaution and nothing more, and she may need to hear that from us.

Taking care of Mom

Her support is as much the plan as his care
›

Caring for a spouse with LBD is one of the hardest caregiving jobs there is: the good days and bad days never let her settle, and the nights get broken. If she wears down, everything else in this plan struggles. There are ten of us precisely so she never has to ask for help; it should already be scheduled.

  • A standing rotation on the calendar: who calls which day, who visits which week, who takes an overnight so she sleeps. Automatic, not negotiated.
  • Out-of-towners carry weight too: paying for aide hours, groceries delivered, paperwork handled, this page kept current.
  • Her health stays on the calendar: her own checkups, her prescriptions, someone asking about her sleep every week.
  • Her own life stays open: church, friends, whatever fills her up, because one of us is with Dad during it.
Signs she needs more from us

Exhaustion that sleep does not fix, snapping at Dad and then feeling awful, dropping friends, skipping her own doctor, "I'm fine" on repeat. Any of those means we add support now. If she ever sounds hopeless, that is a same-day call to her and to each other.

People for her to talk to
  • Lewy body families' support line: 800-539-9767. Staffed by people who know this exact road, and they run online spouse groups.
  • 24/7 dementia helpline: 800-272-3900, any hour, including mid-crisis.
  • Grieving someone who is still here is real grief. A counselor who knows dementia, plus a support group, is the combination that helps most; the Area Agency on Aging (435-673-3548) can point to both.

If home care stops being enough

Signals to watch for, and the choices when they come
›

Decisions made calmly and early are easier than decisions made mid-crisis. These are the ones to expect, whenever they come.

  • Signals the care level needs to rise: Dad cannot safely be alone at all; nights are unmanageable even with treatment; falls or aggression that technique and medication cannot soften; coughing at meals or repeat pneumonias.
  • The ladder: more aide hours and family shifts first, then the veterans home or memory care. Moving him, if it ever comes to that, buys him professional safety and gives Mom back the role of wife rather than nurse. Touring early keeps it a choice instead of an emergency.
  • Palliative care early, hospice when it is time. Palliative care is extra support alongside normal treatment; ask for the referral sooner rather than later. Hospice (fully covered by Medicare) becomes right in the late stage, and families consistently say they wish they had started it sooner: nurses, equipment, and support for Mom, at home. It means comfort becomes the goal, not that anyone is giving up.

Getting his affairs in order

So Mom is never guessing, about anything
›

Most of this is one-time setup that then quietly waits. Doing it now, while Dad can take part, keeps every one of these his decisions.

Set up now
  • The legal documents and beneficiary check from Paperwork and money.
  • A letter of instruction in Dad's own words: where everything is, what he wants for his funeral, who gets what keepsakes. A few good-day conversations, written down.
  • Funeral wishes settled: the pre-need VA form plus his letter. Honors, cemetery, all of it decided ahead of time.
  • The family binder: one place with accounts, policies, deeds, passwords, and copies of everything signed.
  • Confirm the Survivor Benefit Plan with DFAS now. Whether Dad elected it at retirement is the single biggest factor in Mom's future income.
  • His website and digital accounts: logins documented, a backup taken, renewals on autopay.
What Mom's income would look like
SourceWhat happens
Dad's retirement payStops; DFAS is notified and pays the final month to Mom
Survivor Benefit Plan (if elected)55% of the covered amount, monthly, for life, inflation-adjusted
VA survivor benefit (DIC)About $1,700 a month tax-free for life, if his passing ties to the service-connected condition; stacks fully with SBP
Social SecurityShe keeps the larger of her check or his
Life insurancePaid directly to her as beneficiary

Her TRICARE For Life continues alongside her Medicare as his surviving spouse, the house stays hers, and the veterans homes remain open to her as a veteran's spouse if she ever wants that option.

The first two weeks, handled by us

When the time comes, one designated sibling runs this list so Mom does not have to:

  1. The funeral home coordinates military honors (they need the DD-214 and 48 to 72 hours notice) and notifies Social Security.
  2. Order 10 to 12 certified death certificates through the funeral home.
  3. Call DFAS (800-321-1080): report, claim the final month, start the SBP annuity.
  4. Call the VA (800-827-1000) with the VSO: survivor benefit, burial allowance, memorial certificate.
  5. Call Social Security (800-772-1213) for her survivor benefit.
  6. File insurance claims and transfer accounts per the binder; the attorney handles anything that needs court.

If Dad is on hospice at the end, their bereavement team supports Mom for 13 months at no cost. The family rotation keeps going for her, especially through the first year and the first holidays.

About Scott, for people who will help him

A sheet to print for any new aide, nurse, or facility
›

We know Dad. This is for the people who will meet him later in this journey and should know who they are working with.

  • Scott Edgar. Goes by Scott, or Major Edgar. Born 1946, San Francisco.
  • 25 years in the Air Force (1968 to 1993), retired as a Major. Served in England, Southeast Asia, and Germany as a Foreign Affairs Officer.
  • Raised a large blended family; ten kids, more than 32 grandkids.
  • Second career in IT; he was administering databases at 70 and built the family website himself. Technical tasks are respect, not busywork.
  • A ranch man: horses were his life-long dream. Animals, fishing, and baseball reach him.
  • A man of deep faith and lifelong church service, including a late-life mission to Hawaii with his wife Katherine.
  • What helps: routine, being asked for his advice, real tasks, his stories heard, and being spoken to as the man he is.

Who's doing what

Roles, the monthly call, and how we decide
›
RoleOwnsWho
Care captainMom's main contact; runs the monthly callunclaimed
VA leadThe claim, enrollment, caregiver programunclaimed
Medical leadDoctors, med list, ER sheet, key appointmentsunclaimed
Legal & money leadAttorney, documents, DFAS, banks, binderunclaimed
Local logisticsHouse safety, rides, errands, ward liaisonunclaimed
Mom support leadThe rotation calendar and her breaksunclaimed
EveryoneA slot in the rotation, and the long haulall 10
  • Monthly family video call, 45 minutes: Dad, Mom, action items, decisions. Decisions get written into the log below.
  • Group chat for day-to-day; real decisions happen on the call.
  • When we disagree: the ones doing the daily care get the heaviest vote, and Dad's written wishes outrank everyone.

Phone numbers

Every number in this plan, in one table
›
WhoPhoneFor
Lewy body support line800-539-9767LBD questions and spouse groups
24/7 dementia helpline800-272-3900Any hour, including crises
VA benefits800-827-1000Intent to file, claim status
VA health enrollment877-222-8387Enroll, home care services
VA caregiver line855-260-3274Caregiver program for Mom
Utah Veterans Affairs801-326-2372Free claim help (VSO)
DFAS800-321-1080Pension and Survivor Benefit Plan
U of U Cognitive Disorders Clinic801-585-7575Specialist workup, telehealth
Area Agency on Aging (Cedar City)435-673-3548Caregiver funds, case management
Cedar City Hospital435-868-5800ER and neurology clinic
Veterans home, Ivins435-634-5220Memory care, tours
Utah Aging Services877-424-4640Free dementia consultations
Utah Medicaid866-435-7414Long-term care applications
211 Utah211Anything else

Family notes

Leave anything for the rest of us: updates after a visit, something Dad said, a question, a claimed task. Notes save for everyone. The family code was shared in the group chat; your device remembers it after the first note.

Family log

Decisions and updates, newest first. Send additions to Sam.

Aug 13, 2026

Plan created and reorganized for easier reading. Dad's Vietnam service confirmed (basis for the VA claim), and home confirmed as Enoch. Open questions: find the DD-214, confirm the Survivor Benefit Plan election, list Dad's current medications, check whether a POA or will already exists, and settle the firearms question.